Guides

The math we run inside Claude and ChatGPT, written down. Honest numbers, including the options that pay us nothing.

• VPN · updated 2026-07-09

  Best VPN Deals Right Now: The Renewal Math That Actually Matters

  VPN intro prices hide the renewal jump. We compute what NordVPN, Surfshark, ExpressVPN, Proton, and Mullvad really cost over three years, as of July 2026.

• Sending money · updated 2026-07-09

  Cheapest Way to Send Money to Brazil: What $2,000 Really Costs

  Wise, Remitly, Xoom, Western Union, banks, and stablecoins compared for sending USD to Brazil. Real fees, exchange-rate margins, and a worked $2,000 example.

• Sending money · updated 2026-07-09

  Cheapest Way to Send Money to Colombia: What $2,000 Really Costs

  Wise, Remitly, Global66, Xoom, Western Union, and bank wires compared for sending USD to Colombia. Real costs, the 4x1000 tax, and a worked $2,000 example.

• Less itself · updated 2026-07-09

  How AI Cashback Works: Less, Explained

  What Less is, how it earns affiliate commissions inside Claude and ChatGPT, why it splits them 50/50 with you, and why the best deal wins regardless of pay.

• Business · updated 2026-07-09

  How to Pay International Contractors Without Losing 5% to Fees

  Wise Business, Deel, Remote, Payoneer, PayPal, and bank wires compared for paying overseas contractors — with real annual costs on a $3,000/month example.

• Meal kits · updated 2026-07-09

  Meal Kit Intro Offers Compared: What the First Month Really Costs

  Meal kit intro offers spread the discount across boxes. Real first-month costs for HelloFresh, Factor, Blue Apron, Home Chef, and EveryPlate, July 2026.